Your primary personal auto insurance will carry over to a rental vehicle, but only the coverages you currently carry on your policy. If you have liability only then you would not have physical damage coverage for the rental car. If you carry full coverage then the physical damage coverage will carry over to the rental. Every insurance company is different and it would also depend if you have ';standard'; or ';non standard'; (high risk) insurance. Check with your agent for the details.Does personal auto insurance cover rental cars for comprehensive and liability?
My policy only covers MY car and 2 drivers. Check with your agent.Does personal auto insurance cover rental cars for comprehensive and liability?
It depends on your individual policy. You'd have to check to see if you have this coverage with your policy. Remember, insurance follows the car, NOT the individual driver. Also, be sure your limits of liability are high enough.
Yes..It covers any car you drive
most of the time NOT, check with your insurance agent, you must purchase this insurance when and where you rent the automobile
An important concept in auto insurance is that it follows the car on which it is written. Your insurance would be secondary (Excess) to the coverage on the car you rent.
If they have no coverage, then yours kicks in.
P.S. They won't tell you if you don't ask.
It depends on the policy you have with the company. It is not automatic; coverage for rental cars is an extra purchase.
It depends. If your car is in the shop, then the rental is a ';temporary substitute vehicle';, and in most states would have the same coverage as the vehicle it's substituting for. If you're on vacation, in most states your liability section would carry over onto your rental car, IF YOU ARE THE POLICY HOLDER OR SPOUSE (not for a child or household member!), but the comprehensive doesn't.
You should ask your agent to be sure, as policies vary regarding the wording on coverages.
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